Recording FAQs

For step-by-step instructions on how to check your deed or research your chain of title for irregularities, click here.
For all new e-recording requirements for deeds, click here.


Recording

(including fees, mail-in recording, return of original documents and requirements)
How much will my recording cost?

Beginning Monday May 20th, 2019 there will be a new fee schedule. Part of that new fee schedule will include a $5.00 Mail Handling Fee that must be included for all mailed in documents. If you forget to include the $5.00 Mail Handling Fee if you mail in your documents, we will still record them. However, you will have to fill out our Mail Handling Form Request Form on our forms page (Mail Handling Fee Request Form) and submit that along with a check for the $5.00.  The Clerk's Office accepts checks and money orders made payable to “Cook County Clerk's Office”, and we also accept cash and credit cards.

Can I mail in my document for recording? 

You can mail in an original document for recording. Be sure to include in your mailing, a short note requesting the recording that includes a return mail address, a check or money order in the exact amount of the recording fee and mail to:

Cook County Clerk's Office
Recording Division
118 N. Clark Street (Room 120 or Room 228)
Chicago, Illinois 60602

Please Note: When mailing your recording, you will need to include a room number. You will select the room number, based on how you will be mailing your document (Regular mail or Overnight mail). See below for the room number, you will need to select to mail your document:  

Regular mail goes to the 1st floor, Room 120
Overnight mail goes to the 2nd floor, room 228

What information is required to be on a document for recording? 

All property related documents must contain a Property Index Number (PIN), a complete legal description (available from the County Clerk’s office or prior documents on that parcel) and a commonly known address for the property. The grantee’s name must appear on the face of all deeds and a return mail address must appear on the face of the document.

Also, documents affecting title must have a preparer’s name and address, a Real Estate Tax Declaration form (municipal, county, state where applicable) or exemption form

How do I record business forms from the Illinois Secretary of State?

Effective January 1, 2011 (PA 96-1121), filings under the Business Corporation Act no longer need to be recorded.


Research Questions

(including finding ownership, historical or genealogical research)
How do I find the owner of a property? 

Real estate documents for the years 1985 to present may be searched by computer online at cookcountyclerk.com/SearchRecordings or in person at any of our 5 locations (pre-85 documents available at Downtown Office). Remember that you will be looking for the most recent title document (i.e. deed, quit claim deed, warranty deed etc.). The names listed, as grantee on the most recent title document should be the current property owner(s).

How do I research property back beyond October 1985?

All documents recorded prior to 1985 were recorded in our tract books, which list areas by subdivision. Those records are only available at our downtown facility and require you to visit our downtown office to perform your research. As a matter of policy, we do not perform historical research for the public. If you cannot come to our main office, we suggest you acquire the services of a title researcher.


Forms Questions

(includes form availability and original document standards)
How can I get copies of real estate forms?

We do not currently make real estate forms available online, other than Grantor/Grantee Affidavit. Most forms, however, can be purchased from your local office supply stores in the legal forms section of the store. It is important to note, however, that any forms you wish to record with this office must meet the Standard Forms Compliance rules, and obtaining a form from a legal forms retailer is the best way to guarantee the correct form. Any non-compliant form will be charged double the recording fee.

What are the Standard Form Legislation Compliance rules?

Standard forms shall be 8.5 x 11.0″ in size, which are not permanently bound nor on continuous form. The first page of the document shall contain a blank space measuring 3″ x 5″ in the upper right hand corner. The document shall be on white paper of no less than 20 lb. weight and have a clean margin of 1/2″ on top, bottom, right and left sides. The document shall not have any attachment stapled or affixed to any page. Any documents not meeting these guidelines (other than plats of subdivision) will be charged double the flat recording fee ($20.00 x 2 = $40.00).

 

Other Document Questions

(birth, death, divorce and marriage records, surveys, election results, etc.)
Where can I get copies of birth, marriage and death records? 

In many jurisdictions nationwide, the recorders office handles birth, marriage, death and election records. In Cook County, however, those records are available only through the Cook County Clerk’s Office. Just click on the link below to find more information on each of the topics listed.

Birth Records
Marriage Licenses
Death Records
Election Records

Where can I get copies of my divorce decree or a relative’s will or property foreclosures?

All of these issues fall under the jurisdiction of the Clerk of the Circuit Court of Cook County. Just click on the link below to find more information on each of the topics listed.

Divorce Decrees
Wills & Probate Issues
Property Foreclosures


Recording Basics

  1. Standard Document Design Requirements (55 ILCS 5/4-12002)
  2. Basic Recording Requirements
  3. Various Types of Property Transfer Documents (References to Conveyances of an Interest in Real Property)


1) STANDARD DOCUMENT DESIGN REQUIREMENTS

The recorder shall charge an additional fee, in an amount equal to the fee otherwise provided by law, for recording a document (other than a document filed under the Plat Act or the Uniform Commercial Code) that does not conform to the following standards: (55 ILCS 5/4-12002)

  • The document shall consist of one or more individual sheets measuring 8.5 inches by 11 inches, not permanently bound and not a continuous form. Graphic displays accompanying a document to be recorded that measure up to 11 inches by 17 inches shall be recorded without charging an additional fee.
  • The document shall be legibly printed in black ink, by hand, type, or computer. Signatures and dates may be in contrasting colors [example: blue] if they will reproduce clearly. (Note that red ink does not reproduce clearly).
  • The document shall be on white paper of not less than 20-pound weight and shall have a clean margin of at least one-half inch on the top, the bottom, and each side. Margins may be used only for non-essential notations that will not affect the validity of the document, including but not limited to form numbers, page numbers, and customer notations.
  • The first page of the document shall contain a blank space, measuring at least 3 inches by 5 inches, from the upper right corner.*
  • The document shall not have any attachment stapled or otherwise affixed to any page.

A document that does not conform to these standards shall not be recorded except upon payment of the additional fee required under this paragraph. Any instrument that does not conform to the following standards shall be charged an additional fee, in an amount equal to the fee otherwise provided by law, for recording a document (other than a document filed under the Plat Act or the Uniform Commercial Code).

*NOTE: A typed cover letter page will be accepted, but charges for any additional page(s) will apply. The typed cover letter page must otherwise confirm to these requirements or the non-conforming penalty will apply.

 

2) BASIC RECORDING CONTENT REQUIREMENTS

Real estate related documents require:

  • Full Name and Address of Document Preparer
  • Complete Legal Description of Property (Excluding Assignment of Beneficial Interests (“ABIs”))
  • Property Index Number (PIN) (Excluding ABIs)
  • Property Address
  • Document “Mail To” Address

Some Additional Common Requirements for Specific Real Estate Related Documents:

Mortgage/Trust Deed

  • State of Illinois Anti-Predatory Lending Certificate of Exemption or Compliance (www.ilapld.com)

 Court Documents (Judgments/Orders)

  • Original judge’s signature or court certified copy

Deeds

  • City/State/County transfer tax declarations and stamps or transfer tax exemptions (where applicable)
  • Full name and address of Grantee(s) on deed
  • Statement grantor/grantee affidavit (exempt transfers and MyDec transfers)
  • Name and address for future tax bill mailings

Documents effecting more than one property or property address

  • A recording affecting more than one PIN will be accepted only where no more than ten properties are affected.  Multiple recordings will be required where more than ten properties are affected. CCRD does not accept blanket filings.

Failure to comply with content requirements related to the document submission(s) may prevent the Cook County Clerk from recording your document.  An attorney should be consulted for determination of the necessary document contents.

 

3) VARIOUS TYPES OF TRANSFER DOCUMENTS

Below is a list of references to common conveyances of interest in real property. An attorney should be consulted for determination of how best to utilize these instruments and how they may affect any ownership rights. Some common conveyances of an interest in real property include but are not limited to: click here to view a list of deed types.


Illinois Transfer Tax Stamp Amount

Through History 

Prior to January 1, 1968 

Transfer Tax Stamps were $0.55 per $500.00; all paid to the federal government

January 1, 1968 – May 16, 1979

Transfer Tax Stamps were $0.50 per $500.00; all paid to the state of Illinois

May 17, 1979 – September 14, 1989

Transfer Tax Stamps were $0.50 per $500.00; broken down to $0.25 paid to the state of Illinois, and $0.25 paid to the county

September 15, 1989 – present

Transfer Tax Stamps are $0.75 per $500.00; broken down to $0.50 paid to the state of Illinois, and $0.25 paid to the county


Deed Providers

These are companies that resell documents that can be obtained from the Clerk's Office directly for much cheaper.

These companies are not affiliated with the Cook County Clerk or any government agency.

Deed provider solicitations are often designed to look like invoices and use small print legal disclaimers to obscure their true motives. They sometimes claim that having a certified copy of a property deed is the only way to prove ownership. While it is not required that a homeowner possesses a certified copy of their deed so long as it is recorded with the County Clerk, it is recommended that homeowners keep their own copies, and in fact, it is likely that you already have a copy that was provided to you at closing.


Miscellaneous FAQ

Topics are organized in alphabetical order, provided for informational purposes only, and not legal advice. Please keep in mind the following key points: 

  • It is your own responsibility to assure that your document meets the basic recording requirements (which are found on our website and contained in the State Law) and the laws under which you are recording your document. 
  • You may be held legally responsible for documents you record at this Office even if they meet the basic recording requirements. 
  • You may wish to consult with your own private lawyer should you have any questions about a document (or the document’s legality) you want to record or actions that you may take after recording your document. 
  • If you are not able to afford your own private attorney, you may wish to approach legal aid clinics in your community to determine if they are able to provide you with any assistance. 

The Cook County Clerk’s Office only records documents that are eligible to be recorded by state law, maintains the record of those recorded documents and makes them available to the public.   The Cook County Clerk’s Office and its employees do not provide legal advice.  You may wish to consult with your own private lawyer if you have questions about: what to record, what form you need, or how to fill out a form.  

Example inquiry:  A customer may state that the customer changed their legal name.   The customer asks what forms are necessary to have their new legal name in the chain of title.   The act of opining about what legal document to use to effectuate the customer’s intent is not something that the Clerk’s Office and its employees can do.  The customer may wish to seek legal advice from their own private counsel/lawyer as to what documents are necessary in their particular legal situation.  

Abandoned Housing Rehabilitation Act 
Statute 310 ILCS 5/3-5047 provides for rehabbing abandoned housing. Please consult a private lawyer if you have any questions. 

Acknowledgment or re-acknowledgment of previously recorded deeds 
Can I record an acknowledgment or re-acknowledgment of a deed? You should check with your own private lawyer prior to recording this type of document. If a document has been previously recorded, and customer is seeking to attach a page or affidavit or certificate regarding acknowledge or re-acknowledgment of previously recorded deed, see section titled Re-Recording of Documents, below.

Adverse Possession Information 
I want to know about taking over my neighbor’s property since I’ve been using it for years. The Clerk is not able to provide you with advice, but the standards for taking title by adverse possession in Illinois is by way of commencing a Quiet Title suit pursuant to 735 ILCS 5/13-101. In Illinois, the duration of such possession is 7 years when made under payment of taxes and color of title 735 ILCS 5/13-109, and 20 years otherwise. Exception to rule: One cannot acquire title to land via adverse possession to land owned by the state (735 ILCS 1992 5/13-111). Please consult a private lawyer if you have any questions. 

Aircraft Liens 
I would like to file an aircraft lien, what do I do? The Clerk’s Office will not accept any filings related to aircraft liens. FAA Aircraft Registration Branch is the recording office for all aircraft security agreements or liens. For information contact FAA Aircraft Registration Branch at 1-866-762-9434. 

Alloidial Title, Affidavits of Truth, Express Trust, Non Abandonment of property 
My property is being foreclosed on and I want to record an Alloidial Title, Affidavits of Truth, Express Trust, or Non Abandonment of property; can I record these types of documents? No. The Clerk’s Office does NOT file and will NOT accept for recording documents concerning alloidial title or affidavits of truth or express trusts, or Non Abandonment of property, as such are not governed by the Illinois Compiled Statutes and not applicable to the Clerks Act. 

Assumed Names 
I am forming a business and I want to use an assumed (made up) name, can I do that at the Cook County Clerk's Office – Recording Operation?  No.  Assumed Names, sole proprietorship, and business registration is filed only with the Cook County Clerk’s Office’s Vital Records Department.  The Cook County Clerk’s Office – Recording Operations will not accept recordation of the forgoing matters.

Bankruptcy 
Removing your name from the deed after bankruptcy – Please note that while a bankruptcy does not remove your name from a deed, it might prevent a lender from taking a deficiency judgement against you if the lender completes property foreclosure. For details, contact your bankruptcy lawyer. 

Birth, certifying 
I was born in a foreign country and would like to get my birth certificate certified or recorded at the Clerk’s Office. Please note that the Clerk’s Office does NOT file, certify, or authenticate birth certificates, live birth records, or foreign birth certificates. For additional copies of a birth document contact directly the specific agency or entity that issued that record. 

Birth Certificate Records 
See Vital Records 

Boundary Line Disputes (with neighbors/survey issues) 
My neighbor has encroached on my property and I want to know where the boundary line is. Unfortunately, the Clerk’s Office library is unable to assist in boundary line disputes between neighbors. You might try reaching out to your city or village building department directly regarding boundaries, but most likely you will need to obtain the services of a private lawyer and/or professional surveyor. 

Business Corporation Act
Effective January 1, 2011 (PA 96-1121), filings under the Business Corporation Act no longer need to be recorded.

Cemetery Deed 
My parents recently passed away, but they told me a while back that they had purchased cemetery plots, can you help me find the plots? Unfortunately, no. Under the Cemetery Oversight Act 225 ILCS 411, the responsibility for maintaining ownership records, transfers, burials, etc., belongs to the Cemetery a/k/a Cemetery Authority that owns/manages the cemetery land. The Cemetery Authority should provide specific and unique quit claim or certificate of ownership form that is used for their specific cemetery grounds, and once completed are retained by the Cemetery. Basically, an Illinois quit claim deed is used to transfer real estate and requires legal description and property tax numbers, which plots do NOT have. While there may be sales tax for the sale of the plots, the Certificate of Ownership documents aren’t filed with the County Clerk. For additional information, contact Illinois Cemetery Oversight Department at 1-888-756-8331. 

Chicago Alley/Sidewalk Paving Liens 
The City repaved the sidewalk in front of the house, is there a lien? The lien for cement paving is from the City of Chicago Department of Transportation. For obtaining a release contact as follows: Transportation Dept. 312-744-4996 or 7189. 

Condominium Documents 
I recently got elected to my condominium board and need help with filing some documents. The Clerk’s Office cannot assist you with what to file. The following statutes govern routine condominium documents, please consult a lawyer when preparing: 

765 ILCS 605/31 Subdivision or combination of units 
765 ILCS 605/16 Removal from provisions of this ACT 
765 ILCS 605/17 Amendments to the declarations or bylaws 
765 ILCS 605/9 Sharing of expenses – Lien for nonpayment 

Contracts 
I entered into a "contract for deed", can I record this document? Yes, but you may wish to seek your own lawyer's advice before proceeding. For the purpose of recording the document, your document must meet all of the recording requirements (the document has to have the property tax number, address, legal description and preparer’s name and address, with signatures/notary. For recording you must provide the original plus one copy. Contracts types include but are not limited to Installment Agreements 765 ILCS 67/20, Dwelling Unit Installment Contracts 765 ILCS 75/1 and Real estate/conveyances act 765 ILCS 5/28, etc. 

Conveyance and Encumbrance of Manufactured Homes as Real Property and Severance Act 
I live in a mobile home and am wondering about my deed. Please refer to statute 765 ILCS 170/5 which provides that manufactured homes (mobile homes) outside of mobile home parks be treated as real estate if affixed or to be affixed to real property and all requirements of statute compiled with, including certain recording requirements. The statute also provides the procedure for reverting to vehicle-status again (35 ILCS 515/4 taxes). Please consult a private lawyer if you have any questions. 

Co-op Property (residential) 
I live in a co-op and have questions about my ownership. You should consult with the lawyer/broker who assisted you with the co-op. Please note that co-op ownership (share of stock in residential corporation) is usually not documented by any deed. However, examples of co-op ownership recorded can include but are not limited to the following: 

  • leasehold agreement 
  • share of stock 
  • facsimile assignment 
  • PTAX-NR 

Copyright 
Can I record a copyright and/or trademark? No. The Clerk’s Office does NOT file and will NOT accept for recording documents concerning copyright or trademark claims, or documents creating copyrights or trademarks. Copyrights and trademarks are a Federal Law matter and are not a local county matter. 

Corporations 
How do I record business forms from the Illinois Secretary of State? Effective January 1, 2011 (PA 96-1121), filings under the Business Corporation Act no longer need to be recorded. (Please note that Insurance Corporations 215 ILCS 5/19, Credit Union Corporations 205 ILCS 305/2, and cemetery articles of inc 805 ILCCS 320/2, etc., medical corp shareholder disclosure 805 ILCS 15/4, etc. are still recorded in the Clerk’s Office, as well as Religious Corporations 805 ILCS 110.). 
See also Business Corporation Act

Death Records
See Vital Records 

Deceased joint/surviving tenant 
I have property in Joint Tenancy with my parents who just passed away, now what? The Clerk cannot provide you with legal advice. Generally speaking, where the property owners held property jointly in Joint Tenancy (or tenancy by entirety), i.e., "joint tenancy with right of survivor-ship" the surviving joint owner need do nothing at all, as ownership transfers automatically on death by operation of law in Illinois. But sometimes the surviving co-owner on title wishes to record a form known as Deceased Joint Tenant Affidavit or Surviving Tenant Affidavit, which simply updates the property history as to the death of the joint owner. The document is recorded separately, with certified death certificate attached. Click here for the Surviving Tenant Affidavit.

Declaration of Nationality 
I want to declare that I am a sovereign citizen, a citizen of a nation, or not a citizen of a nation or country, can I record that at your Office? No. The Clerk’s Office does NOT file and will NOT accept for recording documents concerning nationality, or declarations of nationality or changes of nationality. Matters of nationality, citizenship and/or treaty are Federal Law matters and are not a local county matter. You may wish to refer your questions to your own private lawyer, country or nation’s embassy or consular office. 

Deed Effective at Time of Recording 
Statute 765 ILCS 5/30 provides that all “deeds, mortgages and other instruments of writing which are authorized to be recorded, shall take effect and be in force from and after the time of filing the same for record, and not before, as to all creditors and subsequent purchasers, without notice; and all such deeds and title papers shall be adjudged void as to all such creditors and subsequent purchasers, without notice, until the same shall be filed for record.” Please consult a private lawyer if you have any questions. 

Deed in Lieu of Foreclosure (See also Mortgage Foreclosure)
Statute 735 ILCS 5/15-1401 provides for a lender to file deed in lieu of a foreclosure case, but the deed cannot be valid without the lenders acceptance of the deed in lieu. “The mere tender of an executed deed by the mortgagor or the recording of a deed by the mortgagor to the mortgagee shall not constitute acceptance by the mortgagee of a deed lieu of foreclosure.” Please consult a private lawyer if you have any questions. 

Deeds (In addition to following Basic Recording Requirements)

  • City/State/County transfer tax declarations and stamps or transfer tax exemptions (where applicable) 
  • Full name and address of Grantee(s) on deed 
  • Statement grantor/grantee affidavit (exempt transfers and MyDec transfers) 

Deeds
Below is a list of references to common conveyances of interest in real property. You should consult with your own private lawyer for determination of how best to utilize these instruments and how they may affect any ownership rights. Some common conveyances of an interest in real property include but are not limited to: click here to view a list of deed types.

Deed Providers/Copy of Deeds 
These are companies that resell documents that can be obtained from the Clerk’s Office directly for much cheaper. These companies are not affiliated with the Cook County Clerk or any government agency. Deed provider solicitations are often designed to look like invoices and use small print legal disclaimers to obscure their true motives. They sometimes claim that having a certified copy of a property deed is the only way to prove ownership. While it is not required that a homeowner possesses a certified copy of their deed so long as it is recorded with a County Clerk, it is recommended that homeowners keep their own copies, and in fact, it is likely that you already have a copy that was provided to you at closing.

Deed (I paid of my mortgage, when are you sending me my deed?) 
Example inquiry:  I just paid off my mortgage, when is the Clerk's Recording Division going to send me my deed?  The Clerk's Recording Division is not your mortgage company and we do not issue you a deed after you pay off your mortgage.   You may wish to inquire with your mortgage company to determine what document will be recorded or has been recorded after you paid off your mortgage and whether they will provide you with a copy or original.  If you want a copy of your deed or mortgage release, please visit our website to purchase a copy online or come into our Office to purchase a certified copy.   Please note that the recording fee is separate from a copy fee. 

Disclaimer of Interest 
Disclaimer of interest concerns disclaiming an interest in property received from the property owner through a trust (Trust 760 ILCS 25/1) or through inheritance (Probate 755 ILCS 5/2-7). See Clerk’s Recordings forms page for inheritance disclaimer of interest form. 

Divorced 
I got divorced, do I pay real estate transfer tax? That depends in which municipality the property is located in, which means you need to inquire with that local municipality. For the City of Chicago, please take note of the City's Real Property Transfer Tax Ordinance (3-33-060) - exempting divorce transfers. 

Documents Containing Foreign Language 
Note, the Illinois Constitution 5 ILCS 460/20 specifies English as the language of the state. However, certain documents (example foreign notarization of a deed overseas) can be recorded without translation into English. Please consult a private lawyer if you have any questions. 

Driver’s License 
I am a citizen of (whatever country you are from) and want to record a document certifying that I have a driver’s license, can I record that? No. The Clerk’s Office will NOT accept for recording documents concerning or creating any type of driver’s license. You may wish to direct your inquiry regarding driver’s licenses to the Illinois Secretary of State. 

Duplicate mortgage recordings in error, Error recordings of release or assignment of mortgages 
Although the Clerk’s Act does not provide for deletion of documents, and does not provide for refund of recording fee, a customer that has filed a duplicate mortgage is welcome to prepare and file a "release of duplicate mortgage recorded in error" and can even add language clarifying that the underlying mortgage was unaffected by this release. If a release or assignment of mortgage is filed in error, the customer that filed the document is welcome to prepare document resolving the error such as a revocation of the release, amended assignment, etc. 

Foreclosure List 
Can I get a list of foreclosed properties or properties that are pending foreclosure? No, the Clerk's Office does not sell a list of foreclosures or properties pending foreclosure. Please note that purchasing property is an inherently private party transaction. You, as a private party consumer, should responsibly research, educate yourself and obtain professional advice, see also: https://www.theatlantic.com/business/archive/2010/02/florida-foreclosure.... The Cook County Clerk’s Office is merely a place where the resultant documents from a property transaction are recorded and, therefore, it is important to provide the following disclaimer: The Cook County Clerk’s Office does NOT endorse any private party website. 

How do I take my name off property I no longer want? (See also Mortgage Foreclosure and Deed in Lieu of Foreclosure)
Unfortunately, if you own property, you cannot simply walk away from it. Failure of upkeep, for example not shoveling snow, not mowing the grass, or failure to pay bills like your property tax bill may result in fines, liens, litigation and possibly involuntary loss of your property. There are various ways your name might be removed from property you no longer want which may include: mortgage foreclosure, tax sale for failure to pay property taxes, donation to government or non-government organization (church or not-for-profit) or sale by you. Please consult a lawyer if you have any legal questions or concerns with regards to the disposition of your property. 

IRS Liens and Releases 
I want to record my IRS lien release/release. Check with the IRS. Typically, the Internal Revenue Service may file documents associated with IRS Liens and Releases. 

Illinois Tax Lien Registry Public Act 100-0022 
The state discontinued filing State Income Revenue Liens with the several county Clerks of the state, under the law passed 1.1.18. The State still files liens and releases for: IDES (Il Dept of Emp Sec), IHFS (Il Healthcare Fam Serv), and also county property tax deferral liens, etc. 

Judgments 
For recording a Cook County judgment, a certified copy of judgment is required. The Clerk’s Office indexes under document recording number, grantor/grantee names (using case option), and any property tax number/legal description the customer includes in the document. 735 ILCS 5/12-101 “Lien of judgment. As to real estate included within class two, a judgment is a lien on the real estate of the person against whom it is entered in any county in this State, including the county in which it is entered, only from the time a transcript, certified copy or memorandum of the judgment is filed in the office of the Clerk in the county in which the real estate is located.” 

735 ILCS 5/12-652. Filing and Status of Foreign Judgments. 
735 ILCS 5/2-1602. Revival of Judgments. 
735 ILCS 5/12-652b. Child support judgment exempt from foreign judgment registration requirements. 

Please consult a private lawyer if you have any questions. 

Labor and Storage Lien Act (personal property) 
You may have a right under 770 ILCS 45/1 to record a lien pursuant to 770 ILCS 45/2 for labor or storage furnished. If you have any questions about how to record your lien and, especially, how to pursue your lien in court, please contact your own private lawyer. If you are defending against a lien, please contact your own private lawyer as well. 

Landlord-Tenant issues 
I need help, my landlord did (whatever complaint it may be) and I want to file or need help with a complaint! We are very sorry, but the Clerk's Office does not deal with any landlord/tenant matters. If you want to know who owns the property or review the records, you may do so at your convenience at our website. You may wish to contact a private lawyer. If the municipality in which the property is located offers tenant assistance, then you may want to contact them. 

Land Patents or Federal Land Patents 
I want to record a land patent, or I want to record a land patent with my deed, can I do record it? No. The Clerk’s Office does NOT file and will NOT accept for recording, documents concerning Land Patents unless submitted by the United States Government. Land Patents are a Federal Law matter issued by the Federal Government. They are not a local county matter and CANNOT be created or recorded by members of the public. 

You may conduct Land Patent Research on the Federal Government Bureau of Land Management's website: https://glorecords.blm.gov/. The BLM website allows you to research: "Homestead Patent, Federal Land Patents, offer researchers a source of information on the initial transfer of land titles from the Federal government to individuals. In addition to verifying title transfer, this information will allow the researcher to associate an individual (Patentee, Assignee, Warrantee, Widow, or Heir) with a specific location (Legal Land Description) and time (Issue Date). We have a variety of Land Patents on our site, including Cash Entry, Homestead and Military Warrant patents. " 

Leases 
Can I record my lease (could be commercial or residential)? Depends, you may wish to seek your own lawyer's advice before proceeding as there may be contractual and tax consequences for doing so. For the purpose of recording the document, your document must meet all of the recording requirements, or it will be rejected.  The document has to have the property tax number, address, legal description and preparer’s name and address, with original signatures and notarized were applicable.   The document must have the original Owner Signature and original Tenant Signature.   For recording you must provide the original plus one copy, you may also want to review the following Illinois State Statute: 765 ILCS 5/28.  

Maritime Liens 
I want to file a maritime lien against real estate and/or against a person, can I do that at the Clerk’s Office? No. The Clerk’s Office does NOT file and will NOT accept for recording, documents concerning maritime liens. Maritime liens are generally attached to the entire boat or ship, which may include its equipment, furniture, cargo. The lien is filed with the US National Vessel Documentation Center for the lien to be effective. A preferred ship mortgage is a lien recorded against a vessel document with the U.S. Coast Guard. 

Marriage 
Please note that the Clerk’s Office does NOT file, certify, or authenticate marriage certificates, marriage licenses, or foreign marriage certificates. For additional copies of a marriage document contact directly the specific agency or entity that issued that record. If your marriage occurred overseas, you may wish to contact that nation/country’s embassy or consular services. 

Marriage Records
See Vital Records 

Mechanics Lien 
Mechanics Liens (770 ILCS 60) are a statutory document, having specific legal requirements, including notices and deadlines, and can even lapse or be forfeited, or bonded through court process. The Mechanics Lien form may be obtained from various sources. Example: attorneys, legal form stores, and online legal form stores.

Mechanics Liens document requires property tax number, property address, complete legal description and preparer’s name and address. STATUTE: Mechanics Lien Act – General Assembly http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2254&ChapterID=63 

Mechanics Lien Disputes
My contractor and I had a dispute and they recorded a mechanic’s lien against my property, what do I do? 

  1. For liens not yet expired: you may wish to consult with your own lawyer. 
  2. For expired liens: you may wish to consult with your attorney. 

Mechanics Lien Dispute, Special Note 
You can also contact the Office of the Illinois Attorney General to file a consumer complaint for cooperative mediation at any time you feel you need help. If you can't get satisfaction through personal negotiation or cooperative mediation, consider consulting a lawyer to explore what options you have for resolving your dispute in court. Keep in mind that there are time deadlines to cancel sales contracts and pursue legal claims. The Illinois Consumer Fraud and Deceptive Business Practices Act (815 ILCS 505/) allows you to sue if you have been damaged by unfair or deceptive acts or practices. You may be able to file a lawsuit for monetary damages and your attorney's fees.
http://www.illinoisattorneygeneral.gov/consumers/homerepair_construction...

Mortgage Foreclosure (See also How do I take my name off property I no longer want? and Deed in Lieu of Foreclosure)
My property mortgage was foreclosed on by my lender, when will my name come off the property? Depends on the mortgage foreclosure action that you are involved in. Sometimes the foreclosure ends without any transfer of title. First confirm whether the case concluded with the property being taken by contacting the Chancery Court with the case number for status because the case may have simply been dismissed with the lender leaving your name on the title. However, if the case was concluded with the property being taken, and the judicial deed was never recorded, unfortunately there is no requirement that the lender or new owner record their deed. If this is the case, please consult a private lawyer regarding your next steps to remove your name from title.

MyDec and MyDec images 
The Clerk’s Office currently does NOT scan or retain any MyDec images, although some pre-2016/2017 images may be available. Should you require a MyDec image, contact: 
https://mytax.illinois.gov/MyDec/_/ 

FREEDOM OF INFORMATION OFFICER 
ILLINOIS DEPARTMENT OF REVENUE 
101 W JEFFERSON ST MC 6-595 
SPRINGFIELD, IL 62702 
[email protected] 

Name Changes 
Please note that legal name changes commonly occur through marriages, dissolution of marriage in court, and legal name changes in court. Legal name changes do not occur by simply preparing a document or affidavit declaring you have changed your name outside of any court proceeding and are NOT recorded in our offices. 

Name Changes on the Chain of Title
If you had your name legal changed and you want to know how to reflect that legal name change in the chain of title, then you may wish to inquire with your own private legal counsel/lawyer.    The Clerk’s Office and its employees cannot provide you with legal advice on what documents/forms are needed to effectuate the legal outcome (i.e., the name change on your chain of title).    

Example inquiry:  A customer may state that the customer changed their legal name.   The customer asks what forms are necessary to have their new legal name in the chain of title.   The act of opining about what legal document to use to effectuate the customer’s intent is not something that the Clerk’s Office and its employees can do.  The customer may wish to seek legal advice from their own private counsel/lawyer as to what documents are necessary in their particular legal situation.  

Notary Seal
While Notaries from other states may or may not need a seal based on that state's specific requirement, Illinois Notaries are required to use a seal. 
ILLINOIS NOTARY PUBLIC 5 ILCS 312/3-101 

Sec. 3-101. Official seal. 
(a) Each notary public shall, upon receiving the commission from the county clerk, obtain an official rubber stamp seal with which the notary shall authenticate his official acts. The rubber stamp seal shall contain the following information: (1) the words "Official Seal"; (2) the notary's official name; (3) the words "Notary Public", "State of Illinois", ________ and "My commission expires ________ (commission expiration date)"; and (4) a serrated or milled edge border in a rectangular form not more than one inch in height by two and one-half inches in length surrounding the information. (b) (Blank). (Source: P.A. 100-81, eff. 1-1-18.) http://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=000503120 K3-101 

Notary Application and Commission 
Can I submit my notary application with the Clerk, or can I get a copy of my commission from the Clerk's Office? No. As a Notary, you are responsibility for finding, reading, understanding and abiding by the law and applicable administrative rules. Notary application and commission are not processed through the Clerk's Office. Illinois Notary Publics are appointed through the Secretary of State’s Index Department, and filed with the Cook County Vital Records Notary Public Unit 

Notary Act, Sunset of Certain Provisions
Notaries, please note that 5 ILCS 312/3-102 contains a sunset provision for certain notary requirements related to real estate transactions. Certain applicable sections sunset effective July 1, 2018.

Notice of Receivership (Obtaining and Recording Receivership) 
735 ILCS 5/15-1704 Receivers. 

(a) Receiver. Notwithstanding the provisions of subsections (b), (c). and (d) of Section 15-1701, and except as provided in Section 15-1702, upon request of any party and a showing of good cause, the court shall appoint a receiver for the mortgaged real estate. 65 ILCS 5/11-31-2 
(b) If the appropriate official of any municipality determines, upon due investigation, that any building or structure therein fails to conform to the minimum standards of health and safety…the municipality may make application to the circuit court…if, upon application hereunder, the court order the appointment of a receiver. 

Monuments (Land Survey Monuments Act, 765 ILCS 220/4) 
Can a Surveyor record a monument? Yes, pursuant to state law, an entry book shall be provided by the Clerk for the recordation of a monument record by Illinois Registered Land Surveyors for public land survey corners. The document is subject to the predictable fee schedule. 

Ordination Certificates 
Private Entities and Religious Organizations can license or ordain a person to perform or officiate at various ceremonies. Note that although the person’s license or ordination certificate is NOT filed with the Clerk’s Office, Cook County marriages performed by that privately licensed or ordained person are filed with the Cook County Clerk Vital Records. 

Plats 
We record plats of subdivision* but rarely plats of survey such as individual home surveys, surveys provided at your real estate closing, etc. For that you should try the title company, mortgage company or the surveyor who did the survey for your property purchase. 

Note: Plats of survey are like bread, they get stale after a while. So even if the property owner can locate an old plat of survey, odds are it is obsolete and you will still have to hire a private land surveyor to create an updated survey if selling your property, doing home improvement, or even refinancing. If you need to get a new survey prepared, contact several surveying firms and compare costs. Additionally, surveyors may be able to spot problems with your lot lines, such as fences or driveways that encroach on a neighbor’s land. Issues like these, left unresolved, might delay a real estate transaction or lead to costly disputes. 

*Plats of subdivision, vacation, dedication, addition, annexation, disconnection, etc. 

Power of Attorney: How the Agent Should Sign? 
The American Bar Association 
https://www.americanbar.org/groups/real_property_trust_estate/resources/...
provides the following, paraphrased, example for how an agent executes a document pursuant to a power of attorney: John Doe, attorney-in-fact for Jane Doe. If you are ever called upon to take action as someone’s agent, you should consult with a lawyer about actions you can and cannot take and whether there are any precautionary steps you should take to minimize the likelihood of someone challenging your actions. This is especially important if you take actions that directly or indirectly benefit you personally. Please consult with your own private lawyer should you have any questions regarding how you should execute a document under a power of attorney. 

Probate, etc. 
Property titled only in a deceased owner’s name can be transferred through various legal procedures including but not limited to: probate, miscellaneous probate, title insurance in lieu of probate, heirship affidavit, heirship deed. Please consult a private lawyer. 

Promissory Notes
I entered into a "Promissory Notes", can I record this document? Yes, but you may wish to seek your own lawyer's advice before proceeding. For the purpose of recording the document, your document must meet all of the recording requirements (the document has to have the property tax number, address, legal description and preparer’s name and address, with signatures/notary, but does not require an Illinois Anti Predatory Certificate. For recording you must provide the original plus one copy. (Real estate/conveyances act 765 ILCS 5/28, etc.)

Public Notice Illinois 
(715 ILCS 5/2.1) Sec. 2.1. Statewide website. Whenever notice by publication in a newspaper is required by law, order of court, or contract, the newspaper publishing the notice shall, at no additional cost to government, cause the notice to be placed on the statewide website established and maintained as a joint venture of the majority of Illinois newspapers as a repository for such notices. (Source: P.A. 100-72, eff. 1-1-18.) https://www.publicnoticeillinois.com 

Redaction of Personal Information 
Statute 55 ILCS 5/3-5047 provides for the redaction of the following specific information: “social security number, employer taxpayer identification number, driver’s license number, State identification number, passport number, checking account number, savings account number, credit card number, debit card number, or personal identification (PIN) code from any internet website maintained by the Clerk or used by the Clerk to display public records. The request must be made in writing and delivered by mail, facsimile, electronic transmission, or in person to the office of the Clerk. The request must specify the personal information to be redacted and identify the document that contains the personal information….” (For Judges/judicial officers, see Judicial Privacy Act 705 ILCS 90/1-1,1-10) 

Release of Mortgage for a Failed/Closed Bank (My Bank failed, and I don’t have a release of mortgage)
Suggestions to obtain a release: Contact the bank that took over the failed bank, see institution history search. Contact the lender or successor lender to obtain a duplicate release https://www.ffiec.gov/NPW. Contact the FDIC regarding obtaining a possible release. Contact FDIC to obtain a replacement release for a failed bank if the bank was an FDIC insured bank. FDIC 1-888-206-4662, FDIC general call center 1-877-275-3342. You may wish to consult with a private lawyer in order to file Quiet Title lawsuit in Chancery Court to obtain court order declaring the mortgages released depending on the facts and circumstances of your matter. 

Religious Corporations 
Religious Corporations can be filed through the Illinois Secretary of State or created under the Religious Corporation Act 805 ILCS 110. In order to record a document pursuant to the Religious Corporation Act 805 ILCS 110 statute, the document must comply with that statute referring to recording (see below) and be prepared accordingly. 

BUSINESS ORGANIZATIONS-recording sections: 
Religious Corporation Act. 
805 ILCS 110/36 
805 ILCS 110/39 
805 ILCS 110/46b 
805 ILCS 110/46c 
805 ILCS 110/46g 

Re-Recording of Documents 
Unfortunately, as of February 2017, re-recording of instruments are no longer accepted. Because document re-recording has been discontinued, four (4) available options to update the recording history are as follows (please note that affidavits CANNOT be e-filed): 

  1. Prepare new or duplicate deed/conveyance instrument*, or duplicate loan instrument, etc., with all new signatures and all requirements, (*35 ILCS 200/31-45 (d) Deeds or trust documents that, without additional consideration, confirm, correct, modify, or supplement a deed or trust document previously recorded. 
  2. Prepare a simple scrivener’s affidavit (with NO copy of previously recorded document attached) Note: the scrivener’s affidavit is great for simple typos or errors that need to be clarified, Scriveners Affidavit 
  3. Obtain court order reforming to correct the documents if you are already in court (such as when in probate or foreclosure) 
  4. Utilize the new Corrective Recordings process.* 

*Corrective Recordings process instructions and Affidavit. The basic requirement is that all the parties to a previously recorded document sign-off* on any updates, changes or corrections regarding that document, through the use of a corrective affidavit. The details of the error/correction are noted only in the affidavit instead of on the document itself. If more room is needed, extra pages of explanation may be attached as an exhibit to the affidavit. The unaltered document with the error is only attached as an exhibit to the affidavit. Note, certified copy or original document may be used with the affidavit. The Corrective Affidavit can only be signed by the actual parties to the document or those with a power of attorney to do so for the party. (*Note: If preparing the corrective recording affidavit, if necessary please attach a certified copy of the death certificate in lieu of the person’s signature. The corrective recording affidavit requires all parties to the document sign off to make it clear that two parties are aware of the error and acknowledge the correction. This is best if the parties may disagree at a later dated, example – a mortgage that may end up in foreclosure at some future point if problems arise. For this affidavit, both the lender and borrower have to sign.) Click here to view the Corrective Recording Affidavit.


Researching Records

How do I find the owner of a property? 
Real estate documents for the years 1985 to present may be searched by online or in person at any of our locations (pre-1985 documents available at Downtown Office). Remember that you will be looking for the most recent title document (i.e. deed, quit claim deed, warranty deed etc.). The names listed, as grantee on the most recent title document should be the current property owner(s).

How do I research property back beyond October 1985?
All documents recorded prior to 1985 were recorded in our tract books, which list areas by subdivision. Those records are only available at our downtown facility and require you to visit our downtown office to perform your research. As a matter of policy, we do not perform historical research for the public. If you cannot come to our main office, we suggest you acquire the services of a title researcher.

How can I get copies of real estate forms?
We do not currently make real estate forms available online, other than grantor/grantee affidavit. Most forms, however, can be purchased from your local office supply stores in the legal forms section of the store. It is important to note, however, that any forms you wish to record with this office must meet the Standard Forms Compliance rules, and obtaining a form from a legal forms retailer is the best way to guarantee the correct form. Any non-compliant form will be charged double the recording fee. 

Resignation of Land Trustee/Statement Grantor Grantee 
Statute 55 ILCS 5/3-5020 require the grantor/grantee affidavit for all exempt transfers/deeds/ABIs, etc. Note under Section 5020c, trustee’s deed of land trust resignation provides for alternative version of statement grantor grantee. Please consult a private lawyer if you have any questions. 

Restitution Lien (Liens not recognized by Illinois Law)
Some states have laws for a restitution lien wherein a victim of a crime records liens against a convicted offender. Please remember that, even where your lien meets the basic recording requirement and gets recorded, recording a fraudulent lien will subject you to an administrative fraud review process that could result in substantial penalties. Before recording any lien, you should strongly consider obtaining competent legal advice from your private lawyer. 

If you are a victim of a crime, you may want to review the Illinois Attorney General and Illinois Secretary of State’s website for crime victim assistance programs: 

Small Estate Affidavit 
I heard about a small estate affidavit, can I use it to transfer property from my deceased (whomever that might be) because her estate is really small, she only has a small house? No, you cannot record a small estate affidavit with the Clerk's Office and we cannot answer questions about the use of a small estate affidavit. A Small Estate Affidavit, 755 ILCS 5/25-1, concerns personal property and is not for use with real estate. 

Statement Grantor/Grantee (Grantor/Grantee Affidavit) 
The Grantor/Grantee affidavit form has a line for a single signature grantor/grantee, or their agent if there are multiple grantor or grantees. Please consult your closing agent, real estate agent and/or private lawyer. 

Tax Bills Not Received Still Due 
Statute 35 ILCS 200/20-15 clarifies that “failure or neglect of the collector to mail the bill, or the failure of the taxpayer to receive the bill, shall not affect the validity of any tax, or the liability for the payment of any tax.” You may wish to update/verify the “taxpayer of record” information with the Cook County Treasurer’s Office. 

Tax Bills Paid in Error
I paid my neighbor's tax bill in error, what do I do now? Can I lien their property? Depends on whether you want to litigate the issue as adverse liens can require litigation if not provided for by statute. If possible, you and your neighbor should go to the Cook County Treasurer’s Office and request a “Transfer of Payments” for your taxes. You might also want to request an “Interest and Penalty” waiver if this was a mistake caused by a government action. For example: Where the Assessor’s Office creates new Condominium PINs but incorrectly associates tax bill addresses to the condo units may prompt you to ask the Assessor’s Office for an “interest and penalty” waiver letter as well as a request to “Transfer Payments” (and possibly a sale in error if that was the case). 

Taxes Sold (Sale in Error)
If you did not pay your property taxes, then you may lose your property to a Tax Buyer at the tax sale. Tax Sale information is provided by the Cook County Treasurer and the Cook County Clerk’s Office. If your taxes were sold, you may wish to obtain an “Estimate of Redemption” from the Cook County Clerk’s Office and/or obtain information on how to save your property. If you believe that the taxes were sold in error due to a factual issue with your assessment, you may wish to contact the Cook County Assessor Office’s Legal Department and/or the Cook County Treasurer’s Legal Department to determine if a “Sale in Error” is warranted. Again, please approach the correct government agency to determine these rights if any. 

Illinois Residential Real Property Transfer on Death (TODI)
(TODI) Illinois Residential Real Property Transfer on Death
Transfer on Death Instruments (TODI) are an important tool in your estate planning toolbox and, if used appropriately, may greatly reduce your heir(s) expenses.    Please Note the below is only informational and not legal advice.  If you need legal advice, you should contact your own private lawyer.

  • What must the TODI contain?  TODI must contain basic deed contents, signed, 2 independent witnesses, notarized, read that the transfer to the designated beneficiary is to occur at the owner's death; and recorded before the owner's death (755 ILCS 27/40 & 45).
  • Can a TODI be recorded after death?  “The failure to comply with any of the requirements of subsection (a) will render the transfer on death instrument void and ineffective…”  (755 ILCS 27/40).
  • Can a TODI be revoked?  Yes, the TODI can be revoked (755 ILCS 27/55).
  • Do I still own the property after recording a TODI? Yes, despite recording a TODI, the owner can still do anything they want with their property (755 ILCS 27/60).
  • I am a TODI Beneficiary, but I don't want the burden of owning the property, what do I do?  TODI Beneficiary can disclaim interest owner’s death, property remains subject to any existing mortgage, lien, etc. (755 ILCS 27/65 & 80).
  • I am a TODI Beneficiary, the person who signed the TODI has died, what do I do to get the property? TODI Beneficiary may record notice of death affidavit to confirm title following the death of the owner (755 ILCS 27/75).
  • I don't think the TODI was proper (example: I have a dispute amongst the heirs), how do I challenge it?   Please consult with your own private lawyer.  
  • Can I go to the Cook County Clerk’s Office to challenge the TODI (example: I'm an heir who was left out)?  No, the Cook County Clerk’s Office is not the proper forum to challenge a TODI.  

Note:  Please consult your own private lawyer should you require any further assistance.

Transfer Tax Stamp Amount – Historical Information 

  • Prior to January 1, 1968 
    Transfer Tax Stamps were $0.55 per $500.00; all paid to the federal government
     
  • January 1, 1968 – May 16, 1979
    Transfer Tax Stamps were $0.50 per $500.00; all paid to the state of Illinois
     
  • May 17, 1979 – September 14, 1989
    Transfer Tax Stamps were $0.50 per $500.00; broken down to $0.25 paid to the state of Illinois, and $0.25 paid to the county
     
  • September 15, 1989 – present
    Transfer Tax Stamps are $0.75 per $500.00; broken down to $0.50 paid to the state of Illinois, and $0.25 paid to the county

Trusts 
My property is in a trust, can you give me advice on how to get it out? No, please consult your trust, trustee and/or private lawyer. 

Trusts and Property Tax Homeowner’s Exemption 
If your property currently is in a trust, the beneficiary names ordinarily do not appear on the recorded deed and may result in the loss of an existing homeowner type exemption (Homeowner, Senior, Long-Time, etc.). You may be required to prove your status as a beneficiary of a trust to the Assessor’s Office when applying or re-applying for a homeowner type exemption. Proof of beneficial interest in a trust is not obtained from the Clerk’s Office (and not filed with the Clerk’s Office). Please consult your trust, trustee and/or private lawyer. 

Torrens Land Registration Abolished 
Statute 765 ILCS 35 was repealed in 1992 by 765 ILCS 40. While no new documents can be added to Torrens, the historical registered instrument library of Torrens documents is maintained at the concourse level of the Clerk office. 

Tribal Nations 
I am a tribal nation and want to record documents related to my tribal nation. You cannot record that document at the Clerk’s Office. Please note that the US Department of the Interior, Bureau of Indian Affairs handles all government to government matters (which may include federal tribal recognition, right to self-government and benefits) pertaining to American Indian or Alaska Native Tribal entities. The Clerk’s Office will NOT accept for recording any matter subject to Federal Jurisdiction. 

UCC 
UCC “Uniform Commercial Code Documents” 810 ILCS 5/9. Effective July 1, 2001, the only UCC documents the Clerk’s Office can record are real estate related UCCs regarding timber or fixtures (goods that are or are to become fixtures on real estate) “the office designated for the filing or recording of a record of a mortgage on the related property”. The office of the Secretary of State is the filing office in all other cases. 810 ILCS 5/9-501. (Note the letter U numbered database/non-real estate filing database CANNOT accept any UCC-1 filings). 

Note: The Clerk’s Office will NOT accept for the recording database any non-real estate UCCs. 

UCC-U
If you have a UCC-U, please remember to contact the Legal Department if your UCC-U was recorded in the real estate index so that it can be included in the UCC-U index.

UCC Search Request 
How do I do a UCC search? Depends on what you are looking for. UCC-11 search can be obtained 3 ways by: 

  • Contacting the Secretary of State UCC Department and search statewide (217-782-7518) 
  • Using the website cookClerk.com and search by Property Index Number (PIN) 
  • Paying a $10 Fee for to the Cook County Clerk for a UCC "U" doc for filings dated prior to 2001. (Note: This search is conducted only on the UCC “U” database and not the public records online at cookClerk.com).

Unincorporated Areas of Cook County/Municipality Stamp/Exemption Deed/ABI Requirements 
Note that certain property in Cook County are located in Unincorporated areas of Cook County and not in the principality (city, village, town) identified in the property address. For those properties, the lack of a municipal transfer requirement must be confirmed by the customer directly with the municipality identified in the property address prior to submission of Deed/ABI for recording. 

Vehicle Liens and Releases 
Liens and Releases concerning vehicles generally and mobile homes specifically in trailer park are filed with the Secretary of State except recording under statute Labor and Storage Lien Act 770 ILCS 45. 

Victim of a Crime
If you are a victim of a crime, you may want to review the Illinois Attorney General and Illinois Secretary of State’s website for crime victim assistance programs:

Vital Records - Birth, Marriage and Death Records
In many jurisdictions nationwide, the Clerk's office handles birth, marriage, death and election records. In Cook County, however, those records are available only through the Cook County Clerk’s Office. Just click on the link below to find more information on each of the topics listed.

Where can I get copies of my divorce decree or a relative’s will or property foreclosures?

All of these issues fall under the jurisdiction of the Clerk of the Circuit Court of Cook County. Just click on the link below to find more information on each of the topics listed.

Water Bill 
I can't record my deed without proof that the water bill is paid up, what do I do? Contact your local municipality or the municipality's water department to obtain proof of full payment. If your property is in the City of Chicago you can obtain a full payment water certificate (FPC) online from the City of Chicago Department of Water or at Chicago Department of Water 333 South State Street, Suite 330, Chicago, IL 60604, phone numbers: 312-744-4426 or 4420. 
I am a condominium owner, but my condominium pays the water bill, what do I do? Again, contact your local municipality's water department first. You may also wish to speak to the representative of your own condominium board for assistance. 

Wills 
Can I record a will? You probably want to consult your own private lawyer before you take that type of action – once you record a will, an action that cannot be reversed, you will have allowed everyone in the world to see that will. The statute that governs Wills specifies that Wills after death are filed with the Circuit Court Will Counter (312-603-6441). See STATUTE 755 ILCS 5/6-1 Duty to file will, although Statute 765 ILCS 5/33 provides that wills can be recorded during the person’s lifetime, it is usually a private matter and not commonly recorded. Circuit court will search link https://cccportal.cookcountyclerkofcourt.org/CCCPortalx